The Government likes to give money away in the form of Grants. If you are in need of some Debt Relief then you may qualify to get a Grant that can help pay off credit card bills. The Grants that the Government gives away they base on the need of a person, for instance they will give the money to someone who does not have the ability to pay off there debts any other way. If they decide that you have the ability to get a loan they might disqualify you for getting a Grant.
The worse things is to have a mounting pile of credit card bills that you don’t have the money to pay. Usually what will happen is that you will start to miss payments on your credit cards and as soon as you miss one payment they will up your interest rate to the maximum. Not only will you pay more money over the long run your minimum payments will go up 50-100%.
The more you get behind on your payments then the more your phone will ring with bill collectors demanding there money. It is good to know that it is illegal for them to threaten you with being arrested and possibly spending time in jail. It is also illegal for them to call and harass you at your work. They must also at all times only speak with you about your debt not a family member or anyone who happens to answer the phone.
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